Karin McCarthy

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Adelphi University / Queens College

St. John's University School of Law

Karin received her J.D. from St. John’s University School of Law cum laude in 1992, earning an academic scholarship for placing second in class and a B.S. degree in Management and Communications from Adelphi University and Queens College. She is admitted to practice in New York and the Southern and Eastern Districts and the District of Colorado.

Karin McCarthy has represented foreign and domestic insurers in complex coverage litigation involving construction defects, environmental contamination, intellectual property, advertising injury, and claims under surety bonds. She has litigated multi-million dollar declaratory judgment actions and commercial disputes in state and federal courts nationwide. Karin has achieved favorable results on summary judgment and at trial and negotiated complex settlements. Some of those victories include:

  • Matter of Union Indemnity, 299 A.D.2d 204 (1st Dep’t 2002) (trial evidence established that surety bond subcontractor principal was not in default and agreement substituting another subcontractor was material alteration discharging the surety);

  • Harleysville Insurance Group v. Heritage Communities, Inc., (South Carolina Civ. Ct., Horry Cty. 2014)( in case of first impression, court dismissed with prejudice judgment holders’ and primary carriers’ claims against excess carrier where coverage not triggered under horizontal time on the risk allocation of construction defect damages);

  • Borson Construction v. Kremer & Davis, (Minnesota Dist. Ct, Hennepin Co. 2011) (summary judgment granted to subcontractor’s insurer based on prior work exclusion);

  • Interstate Fire & Casualty Co. v. Frontline Transportation Co., (Illinois Cir .Ct, Cook Co. 2010) automobile exclusion in CGL policy barred coverage for injuries arising out of trucking services.

Karin has lectured at CLEs and published articles on emerging legal issues. She co-authored “Use of Experts in Complex Litigation” for the Practicing Law Institute, and “Comparative and Reverse Bad Faith – The Covenant is Reciprocal,” in Mealey’s Litigation Report Insurance Bad Faith.